Financial literacy is a hot topic in the entrepreneurial world. Many people are afraid to discuss the reality of their finances in their private lives and that fear is multiplied tenfold when it comes to the reality of dealing with the costs and monetary management of a business. Yet, it doesn’t have to be scary.

The fear of finances is akin to the childhood fear of the monster in the closet or under the bed-- it’s mostly in your head. You cannot become financially literate or stable without first acknowledging and facing your current financial reality.